Steer into an auto loan at United Trades FCU—and save.
Start your engines! A United Trades FCU auto loan makes financing your next automobile easier than ever before. Whether you have the need for speed or you’re moving into a minivan to accommodate a growing family, United Trades FCU’s smooth and seamless process will have you in the driver’s seat in no time.
- Take advantage of competitive credit union auto loan rates you won’t find at most banks.
- Financing options are available for both new and used cars, trucks, and SUVs.
- United Trades FCU’s pre-approval process fuels your bargaining power so you nail down a fair price you can afford.
Get a great deal on a new car this weekend.
We know most members like to cruise the car lots on the weekends, which is why there’s our Credit Union Direct Lending Program. This member-friendly program entitles you to:
- Special member-only perks at more than 175 local dealerships.
- Get an auto loan from your credit union on the spot—even on Saturday and Sunday.
Just let your salesperson know that you’re a United Trades FCU member. The dealership does the rest: You leave with your new ride (and more money in your pocket).
Trying to figure out how much can you can afford? Or whether or not to refinance? Use one of our handy calculators.
Buying or refinancing an auto with us
Want to learn more about the auto-buying and financing process at United Trades FCU? Choose an option below to find out more about each process.
Auto Buying Process
Learn moreApplying for an Auto Loan
Learn moreAuto Loan Preapproval
Learn moreAuto Loans at the Dealer
Learn moreRefinance your Auto Loan
Learn moreAuto Loans EFFECTIVE Monday, December 9, 2024
Loan Type | APR as low as | Maximum Term* | Info |
---|---|---|---|
New Vehicle | 5.50% | 84 months | Vehicle that is 2022 or newer and with 40,000 or less miles. |
Used Vehicle 1 | 6.00% | 72 months | 2014-2021 or 2021+ with over 40,000 miles. |
Used Vehicle 2 | 7.74% | 60 months | 2013 or older or any vehicle with over 100,000 miles. |