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Hit the trails, highways and waterways.
Make a lifetime of memories with a new motorhome, boat, ATV, motorcycle or anything else that moves you in the Pacific Northwest and beyond. We offer:
- Financing options on new and used recreational vehicles.
- Loan pre-approvals to help you determine what you can afford.
- Flexible terms of up to 180 months.
Trying to figure out how much can you can afford? Or whether or not to refinance? Use one of our handy calculators.
Estimate your rate before you apply.
Log in to online banking and use our Credit Score tool to preview your actual rate for an RV loan. Customize your loan amount and term, and see your APR in seconds, risk-free.
RV Loans EFFECTIVE Tuesday, November 11, 2025
| Loan Type | APR as low as | Maximum Term* | Info |
|---|---|---|---|
| New RV | 7.49% | 120 months | 2023 or newer model year. |
| Used RV | 8.49% | 120 months | 2022 or older model year. |
| New Boat/Watercraft | 7.69% | 84 months | 2023 or newer model year. |
| Used Boat/Watercraft | 8.69% | 84 months | 2022 or older model year. |
| New Motorcycle | 7.69% | 84 months | 2023 or newer model year |
| Used Motorcycle | 8.69% | 84 months | 2022 or older model year. |
| New Other RV | 7.69% | 84 months | Other RV includes ATV/UTV, Jet Ski, Cargo/Utility Trailer and non-standard recreational vehicles. |
| Used Other RV | 8.69% | 84 months | Other RV includes ATV/UTV, Jet Ski, Cargo/Utility Trailer and non-standard recreational vehicles. |
Rates above are displayed as APR=Annual Percentage Rate. Subject to credit approval. Rate may vary based on individual. United Trades FCU reserves the right to discontinue or modify rate offers at any time. Other restrictions may apply.
*The maximum term is subject to loan amount and borrower qualifications.
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