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Save more when you borrow here.
With low loan rates—and so many ways to borrow—United Trades Federal Credit Union can help you pay for what matters most.
Want to know what rate you’ll qualify— for not just the “as low as” rate?
Log in to online banking and access our Credit Score tool. You’ll instantly see your personalized APR estimate for the loan you’re considering, based on your credit— no application required.
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Loans EFFECTIVE Tuesday, November 11, 2025
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Loan Type APR as low as Maximum Term* Info New Vehicle 5.50% 84 months Vehicle that is 2023 or newer and with 40,000 or less miles. Used Vehicle 1 6.00% 72 months 2015-2022 or 2023+ with over 40,000 miles. Used Vehicle 2 7.74% 60 months 2014 or older or any vehicle with over 100,000 miles. New RVs 7.49% 120 months 2023 or newer model year. Used RVs 8.49% 120 months 2022 or older model year. New Boats/Watercraft 7.69% 84 months 2023 or newer model year. Used Boats/Watercraft 8.69% 84 months 2022 or older model year. Motorcycles 7.69% 84 months New and used. ATV/UTV/Utility Trailer 8.69% 84 months New and used. Personal Loan 13.00% 72 months Unlock your goals—low rates, fast approval, zero hassle! VISA Credit Card 10.75% Spend smart—low rates that keep your wallet happy! Lines of Credit 11.00% Your safety net—ready when you need it, easy when you don’t! Share Secured Loans 4.00% Borrow smart—low rates backed by your savings! CD Secured Loans 6.00% Your CD’s got your back—lock in a low-rate loan today! Credit Builder 13.30% Build credit from scratch—your loan secures itself! Home Equity Line of Credit Contact us for more information! Mortgage Loans Contact us for more information! Apply OnlineRates above are displayed as APR=Annual Percentage Rate. Subject to credit approval. Rate may vary based on individual. United Trades FCU reserves the right to discontinue or modify rate offers at any time. Other restrictions may apply.
*The maximum term is subject to loan amount and borrower qualifications.