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Spend more, save more with a United Trades FCU credit card.
No annual fee. No cash advance fee. No balance transfer fee. One low rate. What’s not to love about United Trades FCU’s VISA® credit card? This simple and gimmick-free credit card strengthens your buying power with some of the best rewards around.
- Make payments or receive cash advances online 24/7.
- Register for card alerts to avoid any surprises.
- Enjoy a grace period on new purchases.
- Add your card to your phone.
Estimate your rate before you apply.
Log in to online banking and use our Credit Score tool to preview your actual rate for credit card instantly, risk-free.
Get rewarded for your everyday spending!
Every dollar you spend with your United Trades FCU VISA® credit card earns you one ScoreCard® Rewards point. Collect those points to redeem them for:
- Money – with Premium Payback
- Electronics
- Home décor
- Outdoor and sporting equipment
- Travel
- Donations to Charity
- Gift cards
- Fuel discounts
- Shopping discounts
- And more!
Already earning ScoreCard® Rewards points with your United Trades FCU VISA® credit card? Follow these steps to create your profile:
- Visit ScoreCardRewards.com
- Click “CREATE ACCOUNT”
- Enter your information and click “SUBMIT ”
- Verify your account via email
- Log in and enjoy!
Credit Card EFFECTIVE Thursday, January 15, 2026
| Loan Type | APR as low as | Terms/Info |
|---|---|---|
| VISA Credit Card | 10.50% |
Rates above are displayed as APR=Annual Percentage Rate. Subject to credit approval. Rate may vary based on individual. United Trades FCU reserves the right to discontinue or modify rate offers at any time. Other restrictions may apply.
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